Existing protection review

About this service

Reviewing what you have, why you took it out and what it actually covers really matters, especially as you earn more, start a family or move to a bigger home. Most of us keep important documents in a drawer and only look at them when something goes wrong. They deserve a yearly check, and that's where Tracy comes in. As your Protection Angel, she'll review your cover regularly to make sure it still fits your priorities.

The market has moved on

The protection market is complex and has changed a great deal, especially since Covid. New products have arrived, medical definitions have been refined, and many added-value benefits, such as 24/7 GP access, second medical opinions and mental health support, are now commonly included. Some of these may already be on your policy without you realising. A regular review makes sure you know exactly what you have and what it offers.

Older isn't always worse

It's worth remembering that older policies aren't automatically inferior. They may look basic, but many legacy policies include broader or more generous definitions no longer offered today. In some cases keeping an older policy is exactly the right decision, and adding to it may be the best move. Tracy will give you honest advice either way.

A free, clear assessment

Tracy will review your existing protection and compare it with what's available today, then give you a free, jargon-free assessment covering what you currently have, what could be improved, and why any change might help. You'll have complete clarity and confidence in the cover you rely on, and reassurance that you're protecting what matters most.